Rashtriya Swasthya Bima Yojana
- National Health Insurance Programme is a government-run health insurance scheme for the Indian poor.
- Project under the Ministry of Labour and Employment.
- Cashless insurance for hospitalisation in public as well private hospitals.
- Started enrolling on April 1, 2008 and has been implemented in 25 states of India.
- Every "below poverty line" (BPL) family holding a yellow ration card pays
30 (less than US$0.7) registration fee to get a bio metric-enabled smart card containing their fingerprints and photographs. This enables them to receive inpatient medical care of up to 30,000 (approx US$670 as of March 2011) per family per year in any of the empanelled hospitals.
- Financial contribution by both central and state governments.
- The scheme is unique in the fact that it is heavily IT-enabled. Enrolment of families into the scheme, smart card generation,
pre-authorization of admissions, as well as claim submission and
approval, all occur electronically.
